题目内容
（请给出正确答案）
[主观题]
先生，请问您如何结账？现金、支票还是信用卡？ How do you want to pay, sir？ In , with checks or by credit card？
提问人：网友tinyripple
发布时间：2022-01-07
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a．你每一年中用多少通货(相对于支票和信用卡)购买东西？这是你的Y值。
b．你去一次银行用多长时间？你每小时的工资是多少？用这两个数字计算你的F值。
c．你在银行账户上的存款赚取的利率为多少？这是你的i值。(一定要用小数形式写出i——即6%应该表示为0.06。)
d．根据鲍莫尔—托宾模型，你每年应该到银行多少次，每次应提款多少？
e．实践中，你是否经常去银行，提款多少？
f．比较鲍莫尔—托宾模型的预测与你的行为。这个模型描述了你的实际行为吗？如果不是的话，为什么？你应该如何改变模型以使它更好地描述你的行为？
Let's see what the Baumol-Tobin model says about how often you should go to the bank to withdraw cash.
a．How much do you buy per year with currency (as opposed to checks or credit cards)？ This is your value of Y.
b．How long does it take you to go to the bank？ What is your hourly wage？ Use these two figures to compute your value of F.
c．What interest rate do you earn on the money you leave in your bank account？ This is your value of i. (Be sure to write i in decimal form-that is, 6 percent should be expressed 0.06.)
d．According to the Baumol-Tobin model, how many times should you go to the bank each year, and how much should you withdraw each time？
e．In practice, how often do you go to the bank, and how much do you withdraw？
f．Compare the predictions of the Baumol-Tobin model to your behavior. D0es the model describe how you actually behave？ If not, why not？ How would you change the model to make it a better description of your behavior？
