题目内容
（请给出正确答案）
A.pegged
B.floating
C.fixed
D.managed
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更多“The element of risk into inves…”相关的问题
A．Investment returns rise as risk rises.
B．The risks are always large.
C．Investment returns can be guaranteed and risk is irrelevant.
D．There is no risk in investing—you can always sell an investment.
102 Utility Theory:
A. considers the risk propensity of the decision makers.
B. is based on proven statistical methods.
C. deals with the usefulness of the end product.
D. is a key element of ISO 9000
E. B and C
A、The mental process of analyzing all information in a particular situation and making a timely decision on what action to take.
B、Application of stress management and risk element procedures.
C、Situational awareness, problem recognition, and good judgment.
184 Utility Theory:
A. considers the risk propensity of the decision makers.
B. is based on proven statistical methods.
C. deals with the usefulness of the end product.
D. is a key element of ISO 9000
E. B and C
Utility Theory:
A . considers the risk propensity of the decision makers.
B . is based on proven statistical methods.
C . deals with the usefulness of the end product.
D . is a key element of ISO 9000
E . B and C
Part A
Directions: Read the following four texts. Answer the questions below each text by choosing A, B, C or D. (40 points)
Rarely do major diseases have a single cause. They are usually the result of a complex interaction between many factors, including genetic, environmental and lifestyle. components. Many media reports, however, can tead us to believe that if we gave up something that we might otherwise enjoy, we could completely escape that particular affliction.
Clearly, this is not the case. Vegetarians die of cancer of the colon (结肠). Teetotallers die of liver complaints, including cirrhosis (硬化). People who never go out in the sun contract skin melanomas (黑素瘤). Always, there are other factors at work than the single element being examined in a scientific study.
Quite often the alleged benefits of a particular nutritional element are the result not so much of the element itself but of the lifestyle. and general diet of the people who consume it most. People who eat lots of "healthy" foods, including fiber, carrots, broccoli etc. , also tend to drink less alcohol, take more exercise, avoid too many fatty foods and smoke less. Only when a study can rule out all of these other factors and often we do not know what these factors might be can we say that there is a causal link between two things. That is not to say that things like fiber and broccoli have no beneficial effects at all. But those with sedentary lifestyles cannot expect these foods to make them healthy.
There is, however, one thing which increases the likelihood of dying relatively young, even when all of the other factors have been taken into account. It is one of the biggest killers even among those who lead lifestyles which, by any criteria, are clearly healthy ones. This single, incontrovertible risk factor is that of being poor. Recent report from the Cancer Research Campaign suggested that 12 700 deaths could have been avoided between 1986 and 1990 if inequalities in cancer care did not exist in England and Wales. Comparing cancer survival rates, the study found that England and Wales fared unfavorably with Europe and the US, but the most affluent regions of these two countries exhibited similar figures to the European average.
In an attempt to counter this disparity the government has announced plans for the provision of Health Action Zones which seek to encourage greater cooperation between health and social services, targeting both rural and inner city areas. The emphasis of this new scheme however appears to focus on inadequacies within health education in these areas, rather than attacking the broader issues of social inequality.
According to the first paragraph, what are we likely to read in many media reports？
A．A particular disease is associated with a single cause.
B．We should enjoy as many things as possible.
C．We can never understand how different factors interact to cause a disease.
D．A disease is caused more by genes than by lifestyles.
a. Which of the following statements about risk management relating to net working capital is true？ 1) The extremely conservative approach uses long-term debt to finance only a portion of long-term assets and the permanent portion of net working capital. 2) The spontaneous current liabilities required at the seasonal high are called spontaneous permanent liabilities. 3) The aggressive approach uses long-term debt to finance the permanent portion of net working capital plus a portion of the long-term assets. 4) The moderately conservative approach uses long-term debt to finance all long-term assets and both the seasonal and permanent portions of net working capital. b. There are both limitations and benefits associated with the long-term financial planning process. Which of the following is not a limitation？ 1) The financial plan is based on a number of key variables, any one of which can prove to be inaccurate. 2) Assumptions underlying the financial plan can be obsolete by the time the plan is finalized. 3) The output of the financial planning process is a quantitative report that does not take into account qualitative factors. 4) The financial planning process is both time and resource intensive. c. The financial planning model results in a set of pro forma financial statements. Which of the following is an element required to construct these financial statements？ 1) Strategic choices by management, such as interest rates and bad debts 2) Estimates of periodic cash inflows and outflows to identify short-term borrowing and investing needs 3) External forecasts, such as capital expenditures and capital structure 4) Constraints, such as the requirement that the statement of financial position must balance each year d. Which of the following is true？ 1) Cash budgets should not be prepared with uncertain numbers. 2) Cash budgeting is a one-time process. 3) It is helpful to prepare separate cash budgets for alternative forecasts of key variables. 4) Cash budgets should not be used to evaluate the impact of different scenarios. e. Which one of the following statements correctly describes the moderately conservative strategy of financing net working capital？ 1) Finance all long-term assets and permanent net working capital with long-term debt. 2) Finance all long-term assets and all net working capital, both permanent and seasonal, with long-term debt. 3) Use short-term borrowing to finance the seasonal portion of net working capital, a portion of permanent net working capital, and a portion of long-term assets. 4) Increase accounts payable to fund long-term assets. f. Which of the following is true？ 1) The value of plant and equipment is not easily projected since plans for expansions are kept tentative until the last moment. 2) Pro forma financial statements are vital because preventative or remedial action can be taken if undesirable developments are noted. 3) Sensitivity analysis does not enable management to explore the impact of alternative assumptions in projecting financial statements. 4) Sensitivity analysis does not help to identify those factors that have the greatest impact on a firm's performance.
？For each question (13-18), mark one letter (A, B, C or D) on your Answer Sheet for the answer you choose.
Tips for Buying Shares
Investing in the stock market has always been more profitable than putting money info a traditional savings account. However, it is only in the last few years that private share ownership has become accepted as a reliable form. of investment. There are many reasons why more and more people are now buying shares. To begin with. the whole process is now far more flexible and user-friendly and public awareness of investment products and their tax implications is a lot higher. Even more importantly, this awareness means people now realise that the medium to long term shares are far more profitable than deposit accounts. Today, people are also more likely to invest m a company for ethical reasons or as a show of support for that company.
When deciding to invest in shares, it is essential to think about your objectives. In order to avoid an expensive mistake, you need to consider your existing short and long-term financial commitments and how quickly you expect to see a return on your investment. Most importantly, you need to decide the extent to which you are prepared to speculate and then select the investment products which best reflect your attitude towards the perils inherent in any stock market investment
Recently, newspapers have been full of stories of investors realising massive profits. usually in connection with the flood of Internet companies that have issued shares in the last twelve months. Such companies, however, are anything but a safe investment. Although people have been attracted by' phenomenal rate at which these companies are expanding, many investors have seen their shares fall well below the issue price within months of buying them.
Private investors unwilling to tolerate high levels of risk can buy shares in blue chip companies, which are established organisations such as banks or large international corporations. Although such an investment may minimise risks, it also limits the potential profits. Some investors try to remove the element of risk by closely monitoring stock market movements on a daily basis or by paying a regular sum into a managed fund over a long period of time. However. no matter how carefully people follow the markets or what expert advice they receive, statistics show that the safest option is to spread risk by investing in a wide range of different companies across different sectors.
As a first-time investor, it is vital to seek professional advice. Consultants can provide information on how to invest in the most attractive companies. They can explain how stocks. shares and bonds actually work. how much each type of investment costs and. most importantly, which products best match their clients' requirements.
One reliable way of managing investments is through a broker. An alternative method is to deal in shares on the Internet. This incurs none of the regular broker's commission and investors can therefore easily afford to buy and sell shares more regularly. However, although some potential investors may find on-line trading exciting, they should be aware that direct trading is perhaps the least secure way of approaching the stock market, with few investors having the necessary skills and knowledge to make any profit whatsoever, never mind the fortunes popularised by the media.
According to the text, more people are now buying shares because
A．more ethical investments are available.
B．investors get a better rate of return.
C．investment periods arc more flexible.
D．investors pay less tax on earnings.
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