商业银行押品价值评估的依据不包括()。

A. 理财产品投资范围、投资资产和投资比例；

B. 理财产品期限、成本、收益测算；

C. 本行开发设计的同类理财产品过往业绩；

D. 理财产品运营过程中存在的各类风险。

E. 会计核算流程

A. 合法性原则

B. 有效性原则

C. 审慎性原则

D. 监管性原则

此题为判断题(对，错)。

A、申请

B、审查

C、提交

D、批准

A.公司章程具有自治效力

B.公司章程不能禁止股东转让股权

C.公司章程可以对公司对外投资总额进行限制性规定

D.公司章程不能对股东优先购买权做出限制性规定

由于( )的存在，货币政策从制定，实施到产生效果需要一段时间间隔。

A: 货币政策中介指标

B: 货币政策最终目标

C: 货币政策工具

D: 货币政策时滞

A、国家立法机关

B、法律、法规和规章授权的组织

C、地方政府派出机关

D、地方政府派出机构

If you are like most people, your intelligence varies from season to season. You are probably a lot sharper in the spring than you are at any other time of the year. A well-known scientist, Ellsworth Huntington (1876-1937), concluded from other men's work and his own among people in different climates that climate and temperature have a definite effect on our mental abilities. He found that cool weather is much more favorable for creative thinking than summer heat. This does not mean that all people are less intelligent in the summer than they are during the rest of the year. It does mean, however, that the mental abilities of large numbers of people tend to be lowest in the summer.

Spring appears to be the best period of the year for thinking. One reason may be that in the spring man's mental abilities are affected by the same factors that bring about great changes in all nature. Fall is the next-best season, then winter. As for summer, it seems to be a good time to take a long vacation from thinking!

1). Huntington based his conclusions on ___________.

A. work with people in different climates

B. records of temperature changes

C. records of change in his own intelligence

D. all of the above

2). Ellsworth Huntington decided that climate and temperature have _________.

A. a great effect on everyone's intelligence

B. no effect on people's intelligence

C. effect on only a few people's intelligence

D. some effect on most people's intelligence

3). One possible reason why spring is the best season for thinking is that ___________.

A. there are some things making all nature different from before

B. it is neither too warm nor too cold

C. it is more natural for the development of mental abilities

D. it lasts longer than the other seasons

4). The two best seasons for thinking seem to be _____________.

A. winter and summer

B. fall and winter

C. spring and fall

D. summer and spring

5). According to the passage above, vacations from thinking should be taken ___________.

A. as seldom as possible

B. during spring and fall

C. several times throughout the year

D. during the summer