By “the pool of contributions” (Para. 1) the writer means______.
A. money paid by the insurers B. the amount of each premium
C. money paid by all those insured D. the cost of administering insurance
A.voluntary
B.odd
C.meaningful
D.efficient
In order to save money, a family may choose the Williamsburg package because
A.the package offers a free dinner for two
B.the package offers use of a pool and game room at the motel
C.children can stay with other families
D.up to two children can stay free in the motel
The legal basis of all insurance is the policy. This is a printed form. of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the premium which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens.
The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more competition in their branch of insurance and they may lose business. On the other hand if they make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
According to the passage, insurance is possible because ______.
A.only a small proportion of the insured suffer loss
B.only insured people suffer loss
C.nearly everyone suffers loss
D.everyone suffers loss
阅读下列程序说明和C++代码,将应填入(n)处。
【说明】
源程序中定义了Circle类与Money类,Circle类可对半径为r的圆进行周长与面积的计算,而Money类用于计算一圆形游泳池的造价。游泳池四周有原形过道,过道外围上栅栏,过道宽度为3米,根据键入的游泳池半径,每米栅栏价格及每平方米过道价格,即可计算出游泳池的造价。请按要求完成下列操作,将程序补充完整。
①定义符号常量PI(值为3.14159f)与WIDTH(值为3.00f),分别用于表示圆周率与过道的固定宽度。
②定义Circle类默认构造函数,把私有成员radius初始化为参数r的值。
③完成Money类默认构造函数的定义,把私有成员FencePrice(每米栅栏的价格)、ConcretePrice(每平方米过道的价格)初始化为参数f,c的值。
④完成Money类成员函数float Money::TotalMoney(float fencelen,float conarea)的定义,根据参数fencelen(栅栏的长度)和conarea(过道的面积),返回栅栏与过道的总造价。
注意:除在指定位置添加语句之外,请不要改动程序中的其他内容。
源程序文件test4.cpp清单如下:
include<iostream.h>
(1)
class Circle
{
private:
float radius;
public:
(2)
float Circumference(){return 2 * P| * radius;}
float Area(){return P|*radius * radius;}
};
class Money
{
private:
float FencePrice;
float ConcretePrice;
public:
Money(float f,float c);
float Tota|Money(float fencelen, float conarea);
};
Money::Money(float f,float c)
{
(3)
}
float Money::Tota|Money(float fencelen, float conarea)
{
(4)
}
void main()
{
float radius, fence, concrete;
cout. setf(ios:: fixed);
cout. setf(ios:: showpoint);
cout. precision (2);
cout << "Enter the radius of the pool:";
cin > > radius;
cout << "Enter the FencePrice:";
cin > > fence;
cout << "Enter the ConcretePrice: ";
cin > > concrete;
Circle Pool(radius);
Circle PoolRim(radius + WIDTH);
Money mon(fence, concrete);
float totalmoney = mon. TotalMoney(PoolRim. Circumference(), (PoolRim. Area () - Pool.
Area () ) );
cout << "The total money is RMB" << totalmoney << end|;
}
Passage Two
Insurance is the sharing of risks. Nearly everyone is exposed to risks of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the father knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire, not every vessel lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contributions are known as "insured" and those who control the pool of contributions as "insurers".
Not all risks lend themselves to being covered by insurance. Broadly speaking, the ordinary risks of business cannot be covered. The risk that buyers will not buy goods at the prices offered is not a kind that can be estimated in numbers and risks can only be insured against if they can be estimated.
The legal basis of all insurance is the "policy". This is a printed form. of contract on thick paper of the best quality. It states that in return for regular payment by the insured of a named sum of money, called the "premium", which is usually paid every year, the insurer will pay a sum of money for loss, if the risk or event insured against actually happens.
Why does the writer mention the father in the passage?
A.The writer uses the father as an example to illustrate his point.
B.The writer believes the father knows better than the mother.
C.The writer wants to persuade the father to buy insurance.
D.The writer wishes to set an example for fathers.
Task 1
Directions: After reading the following passage, you will find 5 questions or unfinished statements, numbered 36 through 40. For each question or statement there are 4 choices marked A, B, C, and D. You should make the correct choice.
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship- owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family poorer. On the other hand, not every house is damaged by fire, not every vessel lost at sea. If these persons each put a small sum into a pool(集体储备金), there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who administer the pool of contributions are insurers.
The legal basis of all insurance is the policy. This is a printed form. of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the premium which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens.
The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more competition in their branch of insurance and they may lose business. On the other hand if they make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
According to the passage, insurance is possible because ______.
A.only a small proportion of the insured suffer loss
B.only insured people suffer loss
C.nearly everyone suffers loss
D.everyone suffers loss
Insurance is the sharing of (1) . Nearly everyone is exposed (2) risk of some sort. The house owner, for example, knows that his (3) can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the breadwinner knows that he may die by (4) and (5) his family in poverty. On the other hand, not every house is damaged by fire or every vessel lost at sea. If these persons each put a (6) stun of money into a pool, there will be enough to (7) the needs of the few who do suffer (8) . In other words the losses of the few are met from the contributions of the (9) . This is the basis of (10) . Those who pay the contributions are known as (11) and those who administer the pool of the contributions as insurer.
The (12) for an insurance naturally depends on how the risk is to happen as suggested (13) past experience. If the companies fix their premiums too (14) , there will be more competition in their branch of insurance and they may lose (15) . On the other hand, if they make the premiums too low, they will not have (16) and may even have to drop out (17) business. So the ordinary forces of supply and (18) keep premiums at a proper (19) to both insurers and those who (20) insurance.
(106)
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