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[主观题]

When $1 million is deposited at a bank, the required reserve ratio is 20 percent, and the

bank chooses not to hold any excess reserves but makes loans instead, then, in the bank’s final balance sheet, _________

A、the assets at the bank increase by $800,000.

B、the liabilities of the bank increase by $1,000,000.

C、the liabilities of the bank increase by $800,000.

D、reserves increase by $160,000.

提问人:网友yanyu888 发布时间:2022-01-07
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更多“When $1 million is deposited a…”相关的问题
第1题
( )is mainly to verify whether the power supply system meets the design and operation requirements, whether there are functional defects, check whether there is resonance voltage in the traction network, check the power quality of the power supply introduced by the substation, and verify the power supply capacity beyond the region.

A、Performance test of bow net under flow

B、Catenary performance test

C、Supply and substation system joint debugging and commissioning

D、Aerodynamic performance adjustment of pantograph

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第2题

A Chinese trading company (the Buyer) entered a contract with a Japanese manufacturer (the Seller) of precision machinery and testing equipment for purchasing 15 sets of production lines. The total value of the contract is 400,000 US dollars. Price terms: CFR Shanghai; Time of shipment: the end of September 2017; Payment terms: Buyer opens an irrevocable negotiable letter of credit in full amount two months prior to the date of shipment. In the sales contract, the place of arbitration is China. On July 29, 2017, the buyer opened a letter of credit through a bank in favour of the seller and no deposit was made. The seller, on September 8, shipped the production lines, and negotiated the payment to the negotiating bank. On September 19, the 15 sets of production lines arrived at the port of destination – Shanghai. The regional commodity inspection authority inspected the production lines. The inspection report issued by the authority showed that: 4 out of 15 sets of the production lines are not in conformity with the quality terms stipulated in the sales contract. These 4 sets of production lines cannot be used to manufacture standard-conforming products at all. The buyer insisted that the 15 sets of production lines should be used together. Since 4 sets of the production lines were of no use, the remaining 11 sets of qualified production lines should be rejected as well. Therefore, on September 29, 2017, the buyer sent a memo to the Japanese manufacturer, which requested that all 15 sets of production lines should be sent back to Japan. However, the Japanese seller neither signed the memo nor replied to the Chinese buyer’s request. The buyer finally brought the case to the CIETAC, the arbitration institution specified in the sales contract. The demands of the buyer were: 1). Return the 15 sets of the production lines. The seller should fully refund the payment and bear the costs and expenses associated with the return. 2). The buyer signed a contract with another Chinese company for renting out all 15 sets of the production lines. Because the 4 sets of faulty production lines, the buyer had already paid compensation of 15,000 US dollars to the leasing Chinese company. The buyer demanded that the seller should bear the loss and pay the buyer 15,000 US dollars. Questions: 1. Other than the discrepancy and claim clauses, what kind of clause regarding dispute resolution should be included in the sales contract of this case? (1’) Why? (1’) 2. What could be the arbitration awards the arbitration court gives in terms of the demands of the buyer? (1’+1’) Give your answers for the following subjects a. Return of 15 sets of production lines b. economic loss to the Chinese buyer which rented out the equipment 3. Since the Japanese manufacturer did not sign the memo and respond to the Chinese buyer, could the buyer bring the case to a court in China and sue the Japanese seller for damage and loss first before arbitration? Why? (2’+2’) After the arbitration award was made, if the Japanese manufacturer refused to honour the award, what could the Chinese buyer do? (2’) Total 10 points

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第3题
When anyone opens a current account at a bank, he is lending the bank money. He may (1)_____ the repayment of the money at any time, either (2)_____ cash or by drawing a check in favor of another person. (3)_____, the banker-customer relationship is that of debtor and creditor who is (4)_____ depending on whether the customer's account is (5)_____ credit or is overdrawn. But, in (6)_____ to that basically simple concept, the bank and its customer (7)_____ a large number of obligations to one another. Many of these obligations can give (8)_____ to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9)_____ against him.

The bank must (10)_____ its customer's instructions, and not those of anyone else. (11)_____, for example, a customer opens an account, he instructs the bank to debit his account only in (12)_____ of checks drawn by himself. He gives the bank (13)_____ of his signature, and there is a very firm rule that the bank has no right or (14)_____ to pay out a customer's money (15)_____ a check on which its customer's signature has been (16)_____ It makes no difference that the forgery may have been a very (17)_____ one: the bank must recognize its customer's signature. For this reason there is no (18)_____ to the customer in the practice, (19)_____ by banks, of printing the customer's name on his checks. If this (20)_____ Forgery, it is the bank that will lose, not the customer.

A.acquire

B.deposit

C.demand

D.derive

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第4题
When anyone opens a current account at a bank, he is lending the bank money. He may (1)_____ the repayment of the money at any time, either (2)_____ cash or by drawing a check in favor of another person.(3)_____, the banker-customer relationship is that of debtor and creditor who is (4)_____ depending on whether the customer's account is (5)_____ credit or is overdrawn. But, in (6)_____ to that basically simple concept, the bank and its customer (7)_____ a large number of obligations to one another. Many of these obligations can give (8)_____ to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9)_____ against him.

The bank must (10)_____ its customer's instructions, and not those of anyone else. (11)_____, for example, a customer opens an account, he instructs the bank to debit his account only in (12)_____ of checks drawn by himself. He gives the bank (13)_____ of his signature, and there is a very firm rule that the bank has no right or (14)_____ to pay out a customer's money (15)_____ a check on which its customer's signature has been (16)_____. It makes no difference that the forgery may have been a very (17)_____ one: the bank must recognize its customer's signature. For this reason there is no (18)_____ to the customer in the practice, (19)_____ by banks, of printing the customer's name on his checks. If this (20)_____ forgery, it is the bank that will lose, not the customer.

A.acquire

B.deposit

C.demand

D.derive

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第5题
An equity loan is made when _____.

A、a corporation pledge equities or other assets to borrow money

B、corporations avail cash loans from individuals

C、a corporation sells stock to investors

D、corporations issue bonds to individual investors

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第6题
Environmental protection is a societal requirment of CSR.
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第7题
When anyone opens a current account at a bank, he is lending the bank money, repaying of which he may demand at any time. Primarily, the bank customer relationship is that of debtor and creditor—【C1】______ is which depending on whether the customers account is in credit or is overdrawn. However, 【C2】______addition to that basically simple concept, the bank and its customer owes a large number of obligations to one another. Many of these obligations can give【C3】______ to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him. The bank must body its customers【C4】______ , and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit his account【C5】______in respect of cheques drawn by himself. He gives the bank specimens of his【C6】______, and there is a very firm rule that the bank has no right or authority to pay out a customers money on a cheque on which its customers signature has been【C7】______ . It makes no【C8】______ that the forgery may have been a very skillful one: the bank must【C9】______ its customers signature. For this reason there is no risk to the customer in the modern practice, adopted by some banks, of printing the customers name on his cheques. 【C10】______this facilitates forgery, it is the bank that will lose, not the customer.

【C1】

A.what

B.when

C.who

D.why

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第8题
The main way commercial banks make money is to take the deposit money at higher interest and lend it out at much lower interest rates、
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