题目内容 (请给出正确答案)
[主观题]

Credit card benefits customers in such ways except that

A、it offers frequent flyer points, gift certificates or cash break.

B、it allows the consumers to “revolve” their balance.

C、low interest credit cards or even 0% interest ones are available.

D、the period of low interest credit cards is limited to a fixed term.

提问人:网友yzx7758258 发布时间:2022-01-07
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第1题
When gas station manager Roger Randolph realized it was costing him money each time someon
e filled up with $ 4 agallon gas, he hung a sign on his pumps: "No more credit cards." He may be the first in West Virginia to ban plastic, but gas station operators nationwide are reporting similar woes as higher prices translate into higher credit card fees the managers must pay, squeezing profits at the pump."The more they buy, the more we lose, " said Randolph, who manages Mr. Ed's Chevron in St. Albans."Gas prices go up, and our profits go down." His complaints target the so-called interchange fee—a percentage of the sale price paid to credit card companies on every transaction. The percentage is usually fixed at just under 2 percent but the dollar amount of the fee rises with the price of the goods or services. As gas tops $ 4 a gallon, that pushes fees toward 10 cents a gallon. Now stations, which typically mark up gasoline by 11 to 12 cents a gallon, are seeing profits shrink or even reverse. In a good month, Randolph's small operation would yield a $ 60 profit on gasoline sales. But that's been buried as soaring prices forced the station to pay about $500 a month in interchange fees."At these prices, people aren't making any money, " said Jeff Lenard, spokesman for the National Association of Convenience Stores."It's brutal." Lenard's group reports convenience stores paid roughly $ 7. 6 billion in credit card fees last year, while making $ 3. 4 billion in profits.

The credit card companies say fees are just part of the cost of doing business. MasterCard has capped interchange fees for gas purchases of $ 50 or more, said company spokeswoman Sharon Gamsin. Accepting MasterCard also gives gas stations "increased sales, greater security and convenience, lower labor costs, and speed for their customers at the pump, " Gamsin said in an e-mail to the Associated Press. Visa argues that the fees are offset "by the tangible benefits to stations and their customers, such as the ability to pay at the pump, " the company said in a statement to the AP.

Which of the following sentences can best describe the main idea of this passage?

A.The gas station operator begin to say "no" to credit cards.

B.It is not convenient for both the customer and gas station manager to use credit cards.

C.Why do customers prefer to use credit cards?

D.How can small shops avoid customers using credit cards in the future?

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第2题
If you are still a student,your financial picture is much different from someone in the
workforce. You have not yet started making real money,and your focus is mainly on studies and having fun. However,it is important for you to manage money now because the mistakes you make in college can follow you throughout the rest of your life. Here are three pieces of advice you may want to hear.

1. Budgeting in College

You should create a budget,now. That doesn’t mean you shouldn’t have fun at all,but plan it in your budget. You do not need to get the latest cell phones,computers and clothes to have a good time. These things can come after you have your first real job. Set limits on all of your spending categories and stick to them,then you will start out on a great path and form. good spending habits.

2. Credit Cards

You do not need a credit card to make it through college. Credit card companies work hard to

get college students to sign up. They want to create customer loyalty. It is also common for students to spend more than they can afford before they really understand all what a credit card means. You should be living on a budget and any money that you put on your credit card should be taken from the budget. This will help you to pay off your card in full each month.

3. Working in College

There are many advantages to working while you are in college. Above all,finding a good college job will make it easier to manage your money. You may also benefit from the employee benefits offered by your company. Then,with a college job,you can gain work experience while at school. It will look great when you begin to apply for jobs. You can choose to only work during the summers so you can focus on studies during the schooldays. You may also take an internship. Your work experience can help you to move from college to work.

6. Why is it important for a student to manage money in college according to the author?

A. Because it is a course.

B. Because the mistakes you make will follow you throughout the rest of your life. C. Because students are poor. 7. How can students create a budget?

A. Set limits on all of your spending categories and stick to them. B. Don’t have any fun.

C. Always buy the latest cell phones and computers.

8. Why do credit card companies try to get college students sign up?

A. To help students buy what they want. B. To stimulate economy. C. To create customer loyalty.

9. What’s the author’s suggestion on credit cards?

A. Never use it. B. Live on a budget.

C. Don’t pay off the card in full each month.

10. Which of the following is NOT the benefit of a college job according to the author?

A. Make it easier to manage money. B. Gain work experience. C. Meet new people.

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第3题
Until recently the opportunities for criminal activities on the Internet have been lo
Until recently the opportunities for criminal activities on the Internet have been low. However, the volume of business done on the Internet is growing rapidly,as people order books and other products and make money transactions. All this is creating temptations for hackers(黑客).

Hackers are often young people who are interested in computers. They use them to move quietly to the Internet,looking for ways to break into computers systems run by banks,telephone companies and even Government departments. They look for examples of credit cards and try to steal the numbers.

Hackers rarely admit to a successful break-in. The first indication of a hacking may be when a customer discovers a wrong money transaction on a credit card account. It is harder to check on somebody misusing an online connection unless there is a massive down load of information which would call the attention of the consumer.

The main idea of the first paragraph is that ______.

A. the opportunities for criminal activities on the Internet have been low

B. the opportunities for criminal activities on the Internet are low

C. there are more opportunities for criminal activities on the Internet

D. people should not make money transactions on the Internet

The word "temptations" in the first paragraph is closest in meaning to ______.

A. interests

B. attractions

C. benefits

D. profits

In the passage, it's said that hackers may attack the Internet system of all the following institutions except _____.

A. banks

B. telephone companies

C. universities

D. government departments

Which of the following is not the reason for a hacking being found?

A. The customer found something wrong with his account.

B. There was a huge amount of information being downloaded.

C. There was a wrong money transaction.

D. The hacker proudly admitted his successful break-in.

In the last sentence of the paragraph, "somebody" refers to a______.

A. customer

B. card user

C. hacker

D. bank clerk

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第4题
True or False: Credit card is to encourage consumption. ()
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第5题
信用卡

A.credit card

B.visa card

C.credit

D.card

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第6题
credit card 指的是
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第7题
Unless ______ by credit card, please pay in cash.A.payB.is paidC.payingD.paid

Unless ______ by credit card, please pay in cash.

A.pay

B.is paid

C.paying

D.paid

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第8题
If a credit card offer is said to be pre-approved, you need to _________________.
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第9题
1. How was the idea of credit card firstly put forward?
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第10题
To avoid being cheated and fined, you should leave a debit card instead of a credit card.
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