Increasing moral qualities is necessary for 2) _________________.

A、Increasing moral hazard （增加道德风险）

B、Collateralization of loans （贷款抵押）

C、Increasing adverse selection （逆向选择）

D、all of the others （以上全部选项）

According to the author, the moral of personal choice means that ____________.

A) it is immoral for people to make the choice of attempting suicide

B) people should choose behavious that can be helpful in increasing vitality and longevity

C) personal health choices can preserve the quality and quantity of life

D) the behavior. of shortening life makes people more probably commit suicide

t the problem of moral values and standards【C1】______ during his adolescence. The young child lives according to a set of rules already established by his parents faces【C2】______ demands for making moral choices. However, the adolescent faces a【C3】______ world with increasing speed and variety, and this fact in【C4】______ requires a reappraisal of his value system.【C5】______ complicated matters is that he himself is【C6】______ changing physiologically, socially and【C7】______ . In his increased sophistication, he can no longer adopt【C8】______ questioning the social benefits moral values of his parents. He finds【C9】______ there are many ways to live his life and that he must【C10】______ his independent choices. He is confronted with a 【C11】______ range of conflicting pressures in the adoption of personal values. 【C12】______ often the peer group urges one set of values and the parents【C13】______ and in most eases he may be motivated to【C14】______ to the values of his peers to gain acceptance and to【C15】______ rejection. Then other influences enter the moral choices — that of teachers, the religion, the mass【C16】______ . Finally, the adolescent may change one or【C17】______ of his moral standards as a result of【C18】______ experience, sometimes exerting an ever-lasting psychological pain and【C19】______ involving interpersonal relation which leads him to【C20】______ the consistence of his value system.

【C1】

A．like

B．as

C．than

D．but

朱雀玄武zhū quâ xuán wǔ

A.Per

B.Mid

C.Qua

D.Tan

A.PER

B.INT

C.QUA

D.TAN

凫趋雀跃fú qū quâ yuâ

are able to (21) , to think in abstract terms, to reflect on the future. A meaningless, (22) world is an insecure world. We do not like extensive insecurity. When it (23) to human behavior. we infer meaning and (24) to make the behavior. understandable.

(25) all this means is that people develop "quasi theories" of human behavior, that is, theories that are not developed in a (an) (26) , scientific manner. When doing so, people believe they know (27) humans do the things they do.

Let's consider an example. In the United States people have been (28) with the increasing amount of crime for several years. The extent of crime bothers us; we ourselves could be victims. But it (29) bothers us that people behave in such ways. Why can such things happen？ We develop quasi theories. We (30) concerned about the high crime rate, but we now believe we (31) it: our criminal justice system is (32) ; people have grown selfish and inconsiderate as our moral values weaken (33) the influence of liberal ideas; too many people are (34) drugs. These explanations suggest possible solutions. (35) the courts; put more people in jail as examples to other lawbreaker. There is now hope that the problem of crime can be solved if only we (36) these solutions. Again, the world is no longer meaningless nor (37) so threatening. These quasi theories (38) serve a very important function for us. But how accurate are they？ How (39) will the suggested solutions be？ These questions must be answered with (40) to how people normally go about developing or attaining their quasi theories of human behavior.

A．reason

B．consider

C．understand

D．regard