Do you know how to deal with money troubles for the future？ Here is some useful advice for

people with money worries.

1. Compulsive deposits(强制储蓄): Force yourself to take 15 to 20 percent of your monthly income and put it in a separate bank account. This won't upset your life a great deal and will give you a good number of rewards in several years'time.

2. Separate "wants" from "needs": In keeping your accounts, list different items in two different columns. Check what you need and what you want, meaning things you may not necessarily need.

3. Avoid shopping with friends: You may only buy one blouse when you are shopping alone, but you may also pick up a skirt and a pair of shoes or maybe a luxurious(奢侈的) dinner and two hours of Karaoke if you are with someone.

4. Avoid using credit cards: Bring along only a limited amount of money when you go shopping and spend no more than what you have planned.

5. Find substitutes: Many people rush out to shop when they want to release some pressure. But, a good book or an interesting movie might be just as good a relief. It takes time to change the habit, but it pays off if you try.

6. Enjoy investment: By investing we do not mean in a car or home electronic device. Joining an English training course might be another form. of investment.

The author gives some useful advice because

A．people sometimes find themselves short of money

B．people feel worried how much money they will have in the future

C．people don't know clearly how to save their money

D．people sometimes are worried about the safety of their money