Interest on a bank overdraft will be charged to a firm's ______.A.balance sheetB.profit an
Interest on a bank overdraft will be charged to a firm's ______.
A.balance sheet
B.profit and loss account
C.current account
D.deposit account
Interest on a bank overdraft will be charged to a firm's ______.
A.balance sheet
B.profit and loss account
C.current account
D.deposit account
Dear professor,
Banks normally receive money from their customers in two distinct forms; on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes (答应) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.
The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.
We can say that the primary function of a bank today is to act as an intermediary (中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir (水库) of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being" liquid" , or of the ' liquidity ' of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.
The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands.
On______, the bank will pay interest.
A.the current account
B.personal cheques
C.the deposit account
D.both the current and deposit account
A.policy bank
B.commercial bank
C.central bank
D.government
First National Bank ______ we have our savings account recently raised its interest rates.
A.where B.which C.that D.what
37 Interest is the amount of money which
A a bank lends to people.
B a bank loans to businesses.
C a bank pays you.
D a bank uses.
A.True
B.False
A.fewer...rise...decline
B.more...decline...rise
C.more...rise...decline
D.fewer...rise...rise
A、double Bank::interest()
B、double Bank:interest()
C、Bank::double interest()
D、Bank:double interest()
A bank pays you interest for
A.wasting your money.
B.lasing your money.
C.using your money
D. decreasing your money.
The central bank said it would lower interest rates______the second time that year.
A.of
B.for
C.about
D.within
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