if ATMS can't accept your money, it's shows that your money is counterfeit.

A.Because he is burdened with debts.

B.Because he gets into trouble with work.

C.Because he cant accept his failure.

D.Because he is fired by the company.

How ATMs Work？

You're short on cash, so you walk over to the automated teller machine (ATM) ,insert your card into the card reader, respond to the prompts on the screen, and within a minute you walk away with your money and a receipt. Have you ever wondered about the process that makes your bank funds available to you at an ATM on the other side of the country？

ATM Card vs. Check Card

As an alternative to writing checks and using a credit card, most major banks have teamed up with major credit-card companies to issue check cards.

Check cards are different from straight ATM cards in a couple of ways. First, check cards are also known as debit cards because of how they work--instead of getting credit for your purchase and receiving a monthly bill, like you do with a credit card, a check/debit card deducts money from your checking or savings account.

Also, while you can only use your ATM card at the ATM machine (and some grocery stores), you can use a check card at most retailers that accept credit cards.

There are exceptions. Some hotels and rental car services only accept credit cards because it's easier, cheaper, and less of a risk to them than check cards. Those that do accept check cards often put a certain amount of money in your bank account "on hold" (unavailable to you)-usually the cost of the room or rental including taxes and other fees, plus a percentage of the total or a fee to cover possible damages. When you check out of the hotel or turn in your rental car, the difference between the" hold" amount and what you're actually billed .is released back into your account: This is something to consider when using your debit card to reserve a hotel room or rent a car.

The Way ATMs Work

An ATM is simply a data terminal with two input and four output devices. Like any other data terminal, the ATM has to connect to, and communicate through, a host processor. The host processor is analogous to an Internet service provider (ISP) in that it is the gateway through which all the various ATM networks become available to the cardholder (the person wanting the cash).

Most host processors can support either leased-line or dial-up machines. Leased-line machines connect directly to the host processor through a four-wire, point-to-point, dedicated telephone line. Dial-up ATMs connect to the host processor through a normal phone line using a modem and a toll-free number, or through an Internet service provider using a local access number dialed by modem.

Leased-line ATMs are preferred for very high-volume locations because of their thru-put capability, and dial-up ATMs are preferred for retail merchant locations where cost is a greater factor than thru-put. The initial cost for a dial-up machine is less than half that for a leased-line machine. The monthly operating costs for dial-up are only a fraction of the costs for leased-line.

The host processor may be owned by a bank or financial institution, or it may be owned by an independent service provider. Bank-owned processors normally support only bank-owned machines, whereas the independent processors support merchant-owned machines.

Sensing Bills

The cash-dispensing mechanism has an electric eye that counts each bill as it exits the dispenser. The bill count and all of the information pertaining to a particular transaction is recorded in a journal. The journal information is printed out periodically and a hard copy is maintained by the machine owner for two years. Whenever a cardholder has a dispute about a transaction, he or she can ask for a journal printout showing the transaction, and then contact the host processor. If no one is available to provide the journal printout, the cardholder needs to notify the bank or institution that issued the card and fill out a form. that will be faxed to the host processor. It is the host proc

A．Y

B．N

C．NG

B2】______leaders will tell us "the truth". We tend to believe that things【B3】______on television or in newspapers cant be bad for us. However,【B4】______of critical thinking in students is one of the goals of most colleges and universities. Few professors require students to share their own beliefs. In general, professors are more【B5】______that students learn to question and【B6】______examine the arguments of others. This does not mean that professors【B7】______that you change your beliefs, either. It does mean, however, professors will usually ask you to【B8】______the views you express in class or in your writing. If your arguments are not logical, professors personally【B9】______the false reasoning in your arguments. Most professors want you to recognise the premises of your argument, to examine whether you really accept them, and to understand whether or not you draw logical conclusions. Put it this way: professors dont tell you what to think; they try to teach you how to think. On the other hand, if you intend to【B10】______your professors in class, you should be prepared to offer a strong argument in support of your ideas. Arguing just for the sake of arguing usually does not promote a critical examination of ideas. Many professors interpret it as rudeness.

【B1】

ations and self-directed teams becoming common; with personal computers and networks making information available to more people more quickly; the raw number of managers needed is decreasing. However, the need for good managers, people who can manage themselves and Others in a high-stress environment, is increasing.

B I believe anyone can be a good manager. It is as much trainable skill as it is inherent ability; as much science as art. You have confidence in yourself and your abilities. You are happy with who you are, but you are still learning and getting better. You are something of an extrovert. You dont have to be the life of the party, hut you cant be a wallflower. Management is a people skill--its not the job for someone who doesnt enjoy people.

C You are honest and straightforward. Your success depends heavily on the trust of others. You are an includer not an excluder. You bring others into what you do. You dont exclude other because they lack certain attributes. You have a presence. Managers must lead. Effective leaders have a quality about them that makes people notice when they enter a room.

D You are consistent, but not rigid; dependable, but can change your mind. You make decisions, but easily accept input from others. You are a little bit crazy. You think out-of-the box. You try new things and if they fail, you admit the mistake, but dont apologize for having tried. You are not afraid to "do the math". You make plans and schedules and work toward them.

The need for good managers is increasing.

A.

B.

C.

D.

Cusack, from Michigan, told local newspapers the US traditional way of adding "Junior" or " II " after a boys name was too common. So, when his son was born last week, he decided on the name Jon Blake Cusack 2.0, as if he were a software upgrade. Mr Cusack admitted that it took months to persuade his wife, Jamie, to accept the idea. Mrs Cusack said she asked several friends whether they can accept this name or not. All the men, she said, felt the name was "cool". However, her women friends did not think so. "I think the women will end up liking it," she said. Mr Cusack told the local newspaper he got the idea from a film called The Legend of 1900, in which an abandoned baby is given the name 1900 to remember the year of its birth. "I thought that if they can do it, why cant we？" he said. After little Jon Version 2.0 was born, Mr Cusack even sent a celebratory email to the family and friends designed to look as though he and his wife had created new software. "I wrote things like there are a lot of new features from Version 1.0 with additional features from Jamie," he said. And he is already planning for his sons future. "If he has a child, he could name it 3.0," he said. Questions 23 to 25 are based on the passage you have just heard. 23. What do we know about "Jon Black Cusack 2.0" according to the passage？ 24. What do the names of "1900" and "Jon Version 2.0" have in common？ 25. What does "Version 1.0" refer to according to the passage？23．

A．They"re both untraditional.

B．They"re to be equally popular.

C．They both tell about the births.

D．They"re both connected with computer.

According to Visa, transactions by mobile ATMs can encourage spending by______.

A．18%

B．5%

C．0.4

D．0.2

______ ATMs are located.

A．wherever

B．whenever

C．however

D．whatever

From: Paul Richardson To: Samuel Johnson Date: Feb. 2 Subject: Work update Dear Mr. Johnson, We, at Business World Monthly, thank you very much for your review. It is such a pleasure to have people like you review articles quickly and precisely. We thought this would have taken a few days, but after just one day we already got your review. Your work was excellent as usual. Our editors have noted your critique is always comprehensive yet concise in delivering the message, providing considerable amounts of insights to maintain a position as desired originally by the article writer. Your payment is being processed and will be sent to you within 3 business days. We would like to offer you a next assignment which is a review of Future Markets in China by Michael Wu. We are planning to add a few pages for the reviewers columns, so the review may now be up to 1,000 words. However, since we need to more time to revise submissions, we will be instituting strict deadlines. Please, accept this work only if you are able to meet the deadline. If you agree to write this review, a copy of the book and the recently updated copy of the guidelines for reviewers will be sent to you immediately. Please notify us of your availability within 5 business days. Thank you. Yours Sincerely, Paul From: Samuel Johnson To: Paul Richardson Subject: Re: Work update Date: Feb. 7 Dear Mr. Richardson, Thank you for your kind comments. I am happy to be working with your company as well. Yes, Id like to officially accept your offer. Besides, I personally know Mr. Wu very well. We even attended the book fair in Seoul last year. As far as I know, he is a very knowledgeable scholar in the field of International Marketing. I am excited, and I cant wait to read his book. In addition, thank you for sending me the payment. I received it on February 4th as you promised. Thank you. Sincerely, Samuel Johnson

What is the purpose of the first e-mail？

A．To ask Mr. Johnson to attend a book fair

B．To explain a proposed project

C．To notify Mr. Johnson of a changed deadline

D．To confirm receipt of a payment

The ATMs enable bank customers (access) ______ their money 24 hours a day and seven days a week wherever ATMs are located.